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complete loss of thrust that did not involve loss of control, and any other accident scenarios in which the crew retained control. This does include loss of control, due to aircraft design, aircraft malfunction, human performance, and other causes
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The mortgage servicing industry was built to handle large volumes of loans for which only limited service was required. In the wake of the financial crisis, t he number of distressed borrowers skyrocketed and the servicing industry was unable to keep up. As a result , an increased number of borrowers suffered substantial harm.
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Expected Loss Approaches. Under the expected loss approach, losses are estimated as a function of three components–probability of default (PD), loss given default (LGD), and exposure at default (EAD). PD, LGD, and EAD can be estimated at a segment level or at an individual loan level, and using different models or assumptions.
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