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FHA 203(h) Disaster Relief Program The Federal Housing Administration insures mortgages made by lenders to victims of a major disaster that have either lost their homes or had their homes damaged. The funds are available to those that want to rebuild their homes or simply buy another home. Some of the benefits of the program.
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FHA 203(h) Loans For Disaster Area Florida,Texas – Five Stars Mortgage Loan Eligibility for an FHA 203(h) loan. People that do not have an FHA-insured mortgage before the disaster are still eligible to enjoy the benefits of Section 203(h) program.
FHA 203(h) Loans For Disaster Area Florida,Texas – Five Stars Mortgage Loan fha 203k loan s are designed to help borrowers finance an older home that needs significant repairs. To get an FHA 203k loan, you must work with an FHA-approved lender. You will also have to provide a detailed proposal of the work you want to do.
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The FHA 203h loan is described in HUD 4000.1 (the FHA loan rulebook for Single Family Mortgage loans and refinance loans) as follows: "Section 203(h) of theto insure Mortgages to victims of a Presidentially-Declared Major Disaster Area (PDMDA) for the purchase or reconstruction of a Single Family Property.