How Much Can I Afford? FHA Mortgage Calculator. Use the following calculator to help you determine an affordable monthly payment so that you know what you can afford before you make an offer on the home you want to purchase.
Every mortgage lender will promise you the lowest rate, but rates are constantly changing every day. Use our NSH Mortgage Calculator to get an idea of what your mortgage should be and let us help you get approved for the lowest rate. Waiting to get approved can be costly, stressful, and may even result in losing your dream home.
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Your gross monthly income is generally the amount of money you have earned before your taxes and other deductions are taken out. For example, if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of your debts, your monthly debt payments are $2000.
At NerdWallet, we strive to help. your home against, or if your lender used an appraisal company that’s not local, call your mortgage broker to discuss the possibility of getting a second opinion.
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According to realtor.com’s Home Affordability Calculator, if you make $6,000 a month, pay $500 in debts (pre-house), and can make a down payment of $40,000, if you get a 30-year fixed mortgage at 4% interest you can afford a house worth $277,800. Plug in your own numbers and see what happens!