Nearly 5 million homeowners can now save money on their mortgages

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That is a nearly 50 percent increase in the size of that population in a single week. On a $300,000 mortgage, a refinance from 4.81 percent to 4.06 percent would save the homeowner about $133 per month.

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 · There are currently some 5 million homeowners that are 90 days or more past due on their mortgages, according to Fannie Mae chief economist Doug Duncan.

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Nearly 5 million homeowners can now save money on their mortgages Posted on April 1, 2019 by Josh Brown A sharp drop in interest rates last week suddenly made millions more borrowers eligible to refinance their mortgages.

A sharp drop in interest rates last week suddenly made millions more borrowers eligible to refinance their mortgages. With the average rate on the 30-year fixed now close to 4 percent, 4.9 million borrowers could likely qualify for a refinance that could reduce their interest rates by at least three-quarters of a percentage point, according [.]

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 · Now housing prices are getting worse. Because housing prices cool down, borrowers lose home equity. For those homeowners seeking a "cash-out" financing, the amount they can tap reduces. While some borrowers refinance their loans just to save on the monthly payment, others refinance for a larger loan to get the money in hand.