· Years ago (probably around 8 years or so) I refinanced my previous house. I freaked out because the lender said refinance at the 30 year rate – but I had already worked on paying down some principle and didn’t want to go backwards. She said to refinance using the 30 year rate but write it up for 21 year mortgage.
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"In short, yes, (there is) no point to refinance if you’re not going to see the end of the mortgage anyway," Sheldon said. "Put simply, the payment is more important than the interest that you’re.
This two-month mortgage rate forecast and mortgage market forecast is part of the HSH.com MarketTrends newsletter, published every week by HSH Associates. HSH.com is a leading consumer site for mortgage information.
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Mortgage applications were up 1.5% overall as the number of people looking to refinance last week was up 6%. Purchase applications were.
The boost in refi volume was led by a jump in FHA refinance activity. Total refinance volume, up 7 percent for the week, is still down sharply from the end of last year, remaining 13 percent below the.