The joy of redlining: Why I never lend money to Florida • LendingMemo

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Moneyologist: How Not to Lend Money to Friends As of February 2018, the average annual percentage rate on a two-year personal loan from a commercial bank was 10.22%, according to Federal Reserve data for the first quarter of 2018. While that might not sound too bad, some personal loan companies offer loans with an annual percentage rate of up to 36%.

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The joy of redlining: Why I never lend money to Florida LendingMemo The redlining may be very conservative attitudes about lending, despite the willingness of lenders to give people with no money the keys to mini-mansions. Centes like this one (including at least one of the two I mentioned in.

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In, The Joy of Redlining: Why I Never Lend Money to Florida, Cunningham wrote "folks from Florida are [.] For investors, geographic discrimination in marketplace lending is not only a possibility, it’s a privilege and a joy Two years ago, LendingMemo’s Simon Cunningham openly boasted about his exclusion of Florida borrowers from his marketplace lending strategy.

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The joy of redlining: Why I never lend money to Florida LendingMemo Premium investor articles on the topic of peer to peer lending at sites like Lending Club or Prosper.. The joy of redlining: Why I never lend money to Florida.. LendingMemo Media is affiliated with both Lending Club and Prosper.