The Long and Short of Short Sales: Better Details Needed for FHA’s Back to Work Program and Conventional "Extenuating Circumstances" – not because they can’t remember, but because they relive it. In attempting to originate the FHA "Back to Work" loans, it would seem the process is simple. The criteria for "Back to Work" is to show a.
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FHA’s 1 Year Waiting Period After Short Sale Bankruptcy or Foreclosure. While I am happy that HUD has introduced this Back to Work exception using extenuating circumstances for short sales, bankruptcies, deeds in lieu and foreclosures, there are a couple things about the way hud treats short.